Stivers Hyundai Dealership FAQ’s

Because so many other discerning car shoppers in Columbia turn to us first. For some, the allure of shopping with us comes from our outstanding selection of quality used cars and our affordable pricing that always puts your budget first. For others, our respectful team and a shopping environment that places a priority on your comfort and satisfaction serves as the cherry on top.

When paired with our positive customer reviews, the benefits of buying a used car from Stivers Hyundai make one thing clear: You will always find an enjoyable and budget-friendly used car shopping experience in Columbia at our dealership.

Yes. Check out the latest deals on our used car specials page and see how much you can save on the used car, truck, or SUV you want.

Absolutely. We work hard to provide strong value on quality cars, trucks, and SUVs so you can shop with confidence.

Start by thinking about your daily needs. Do you want a pickup, an SUV, or a fuel-efficient sedan? Then browse our inventory or call 803-788-6800 and we’ll help you narrow down the best options.

Yes. If a vehicle is listed on our website, it has already gone through our inspection process and is available for sale unless it has just been sold.

No. Your comfort and satisfaction are our priority, and you are always in control of the process.

We can help locate it. Use our used car locator service and our team will help search for the vehicle you want.

Yes. Our website includes a comparison tool that lets you review multiple vehicles side by side.

All incoming used vehicles go through a detailed inspection process to help ensure quality, reliability, and peace of mind.

A certified pre-owned Hyundai must meet stricter mileage and inspection requirements and includes manufacturer-backed benefits like warranty coverage and roadside assistance.

Yes. Call 803-788-6800 and we’ll schedule a convenient test drive for the vehicle you want to see.

We strongly recommend it. A test drive helps you make sure the vehicle feels right before you buy.

Anytime during normal business hours. You can also call ahead if you want to schedule an appointment.

Possibly. Call 803-788-6800 and we can discuss delivery availability based on your location and the vehicle involved.

Yes. We believe in transparency and can provide a vehicle history report for used vehicles in our inventory.

Contact our team. We want you to be satisfied and will do our best to help address your concerns.

Yes. We offer a full lineup of new Hyundai vehicles in Columbia, SC.

Hyundai vehicles are known for reliability, value, modern technology, and strong warranty coverage.

Yes. New Hyundai vehicles include manufacturer warranty protection. Call us for current warranty details.

Yes. We work with shoppers from many financial backgrounds and help explore flexible financing solutions.

Buying new gives you the latest technology, incentives, and warranty coverage. Buying used can help you save money and often lower insurance costs.

We focus on customer-first service, fair pricing, and a strong selection of new and used vehicles for Columbia-area drivers.

We work to make the shopping experience straightforward, informative, and enjoyable while helping you find the right vehicle for your needs.

Our current hours are listed on our contact page.

Yes. We offer Sunday hours for added convenience.

9950 Farrow Rd
Columbia, SC 29203

Call 803-788-6800 and our team will be happy to help.

We offer competitive financing options through a network of lenders. Rates vary based on credit profile and loan structure.

Yes. These costs can usually be included in your loan.

Yes. In many cases, optional products and accessories can be added to your financing.

Yes. Zero-down financing may be available to qualified buyers.

Yes. We work with many lenders and help drivers across a wide range of credit situations.

Yes. We regularly help first-time buyers and shoppers with limited credit history.

Yes. We may still be able to help you find financing options through our lender network.

Yes. Many lenders accept disability or Social Security income when reviewing applications.

Yes. Income verification documents such as tax returns or bank statements may be required.

Yes. Job changes do not automatically prevent financing approval.

Yes. First-time buyer financing is available for many qualified shoppers.

Our team can often help structure a deal that rolls negative equity into a new loan.

Not necessarily, but you do need qualifying income and a repayment plan that lenders can review.

Yes. Call us or use our trade appraisal tool online.

We evaluate market value, vehicle condition, mileage, and demand to make a fair offer.

Yes. We buy vehicles even if you do not purchase one from us.

Yes. Use our pre-approval tool to get started.

No. You may use outside financing, though we’re happy to compare options for you.

We aim to make financing simple, competitive, and transparent from start to finish.

That depends on your situation. A larger down payment can lower monthly costs, but many shoppers choose other options.

Gap insurance helps cover the difference between your vehicle’s value and your remaining loan balance if the vehicle is totaled.

It can be helpful if you put little money down, choose a long loan term, or expect higher-than-average mileage.

A co-signer can improve financing approval chances in some cases.

No. Walk-ins are welcome, though appointments are also available.

No. We work to keep paperwork and delivery as efficient as possible.

LTV means loan-to-value ratio.

PTI means payment-to-income ratio.

DTI means debt-to-income ratio.

POI means proof of income.

POR means proof of residency.

APR means annual percentage rate.

ACV means actual cash value.

Yes. Our team is happy to review the full purchase agreement with you before you buy.

Yes. We offer Hyundai leasing options in Columbia, SC.

A lease lets you drive a new vehicle for a set period and mileage limit, often with lower monthly payments than financing.

Financing leads to ownership. Leasing gives you the vehicle for a fixed term with options at the end.

The right answer depends on your driving habits, budget, and long-term plans. Our team can help you compare both options.

Leasing gives you use of the vehicle for a fixed term, while owning means the vehicle is yours once financing is paid off.

Yes. We offer Hyundai rental vehicles. Call 803-788-6800 for availability.

We offer flexible rental options, helpful service, and competitive rates.

You need a valid driver’s license, a major credit or bank card, and transferable insurance coverage.

Depending on your rental situation, a Collision Damage Waiver may be available. Call us for details.